A heat pump, an induction range, a heat pump water heater and a car charger. Any one of them usually fits. All of them together often do not, and the order you do them in decides whether you pay for one upgrade or two.
Which calculation this is. The existing dwelling method, NEC Article 220.83. It answers whether the service you already have carries what you are adding. If you are building new, or taking a house back to studs, the service size calculator is the one you want, because it sizes a service from scratch instead.
You do not have to install everything this year. But you should calculate everything this year, because the answer changes depending on what else is coming. A house that takes a heat pump today might not take a heat pump and a charger, and finding that out after the heat pump is in means a second visit, a second permit, and a service upgrade you could have done once.
Check everything you are considering in the first section, even the parts that are two years out. Leaving one off is the most common way this calculation comes back reassuring and wrong.
In the appliance section, that is its own answer, separate from "electric". It matters more than it looks. An appliance that is already electric is load your service has been carrying for years. One you are converting is load that is not there yet, and the code counts the two differently. On an electrification job nearly everything is a conversion, so this is the page where getting it right changes the number most.
That is not the end of the plan, it is a fork in it. Sometimes the answer is a service upgrade. Sometimes it is load management on the charger, which is a control change rather than a service change. Sometimes it is doing the heat pump this year and the charger after the upgrade. Hanco Electric will walk through which of those fits your house and your budget, and quote the work either way.
This is a planning estimate from Hanco Electric, based on what you entered and on the code edition and local amendments for the city selected. It is not a design, not a permit submittal, and not a substitute for a licensed electrician evaluating your installation on site. The authority having jurisdiction has the final say on any load calculation.